Top 5 tips for finding the right car insurance

Top 5 tips for finding the right car insurance

Hello dosto kese aap sab log aaj ham is post me car insurance ke bareme bat karne vale hai. dosto aap sab log jante hi hoge ki car insurance ki kya jarurat hoti hai. dosto jab bhi hamari car ka accident hota hai to hame kai bar bohat or jyada nuksan hota hai. aagar dosto aapko vo nuksan se bachana hai to aap insurance le sakte hai or usko car insurance kehte hai. dosto aaj kal insurance ke bareme sab log jante hai lekin insurance lene se pehle dosto aapko kuch chize janke fir insurance lena chahiye to dosto aaj ham ishi topic par bat karne vale hai ki aap kese best car insurance le sakte hai.

Best Car Insurance kese le?

          Bohat sare log aapko insurance ke bareme batake confuse kar dete or dosto aap sab log confuse ho jate hai ki konsi policy ke hisabse Car Insurance acha rhega. To dosto aab aapko kuch chinta kanreki chinta nhi hai yhape jo bate ham batane vale hai vo aap follow karege to koi parisani nhi hogi.

          Sabse pehle aapko janna hoga ki aaj kal sari company ya cashless facility provide karti hai to aap usame confuse mat hona ki isame cashless facility hai ya nhi chahe vo public,private Sector company ho. Dosto aap Car insurance Agent, Insurance Broker, Online, Car Dealer se le usase koi fark nhi padta hai. To dosto usame aap log bilkul bhi confuse mat hona.

          Aagar aap insurance company change karege to aapko NCB ya claim problem hoga esa bilkul nhi hai. dosto yha pe me aapko insurance company change karneko nhi bol rha lekin me aapko shi jankari dena chahta hu.

5 Important Thing

          1.IDV/Insurance Declared Value ye vo value hoti hai jispe aapki gadi ka insurance hota hai matalb ki ye vo value hoti hai jab aapki car ka accident me loss ke time aapko insurance company pesa deti hai. ye value aapki car ki vo value hoti hai jo abhi market me chal rhi hai. Aagar aapko is value badhana hai to aap insurance company ko batake 5% or 10% tak badha sakte hai. Aapka premium isase link hoga aagar value jyada to premium jyada aagar value kam to premium kam hoga.

          2.Excess/Deduction ye vo amount hai jisse aapko har claim me aapko aapni jeb se dena hai yani jab bhi apk claim karege tab is amount ko aapke claim amount se ghatake insurance company settle karti hai

          3.Add-On Covers jise aap additional premium pay karke lete hai. ye bohat jaruri hai ki jo jaruri add-on covers hai vo aapki policy me hona chahiye. Aap aapni jarurat ke anusar iska chunav kar sakte hai. Insurance me bohat sare cover hai aap aapni jarurat ke hisab se le.

          4.NCB/No Claim Bonus iska matalb ki aagar aapne car insurance ki policy li hai or pure sal me aapk koi bhi claim nhi karte hai to NCB me aapko premium me aapko discount milta hai or ye claim har sal badhata rehta hai. aapko ye dena hai ki NCB aapki policy me mention ho. Aagar mention nhi hai to dusri company aapko 20% se jyada NCB nhi de payegi. Normaly sabhi me mention hota hai lekin kuch esi company nhi mention nhi karti.

          5.Take Written Quotation & Check Detail

          Dosto koi bhi bat usase phone hone ke bad aap uska mail jarur le or dhyan rakhe ki car ki detail shi shi mention ho. Jese ki Registration no, Year of Manufacturing, Make & Model, Engine No & Chassics Number, Your name.

To dosto aap sab log is 5 chize ka dhyan rakhke insurance ki policy ko samjke insurance le sakte hai. to dosto umid karta hu ki aap sabko ye pta chal gya hoga ki kese aap sab log Best Car Insurance le sakte hai. Aagar kisiko koi bji problem ho to comment karke ya social media par bta sakte hai.

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